Most people with vision insurance or an FSA (Flexible Spending Account) have a use-it-or-lose-it plan. That means any benefits you don’t use by the end of the year disappear — no refunds, no credits.
At Dr. A. Joshi & Associates, Dr. Akshet Joshi, OD sees a wave of last-minute appointments every fall and winter. Why? Patients are trying to maximize benefits before they expire. Many don’t realize that routine eye exams, glasses, and even contact lenses may be covered — until it’s almost too late.
What You Can Spend FSA or Vision Insurance On
Not sure how to use your FSA or vision plan before it resets? Here’s what typically qualifies under most plans:
Common Eligible Expenses
- Comprehensive eye exams
- Prescription glasses and frames
- Contact lenses and contact lens fittings
- Prescription sunglasses
- Lens enhancements (like anti-glare or blue light filtering)
- Dry eye treatments
- Follow-ups for eye health monitoring
If you’re in Irving, TX, Dr. Joshi and his team can help you understand your coverage and suggest how to make the most of it — whether that means upgrading your frames or booking that overdue contact lens fitting.
How to Check Your FSA or Vision Plan Status
Time flies — and many patients don’t realize they still have funds left until December is around the corner. Here’s how to find out what’s available:
Quick Tips to Check Your Remaining Benefits
- Log into your FSA or insurance provider portal
- Look for “benefits remaining” or “coverage used”
- Call your HR department if you have employer-sponsored benefits
- Ask our front desk team — we can help walk you through your insurance coverage
But don’t wait too long: November and December tend to book up fast at our Irving location.
What Happens If You Don’t Use Your Benefits?
If you don’t use your FSA dollars or vision coverage before the year ends, they typically disappear. You won’t get that money back — and you’ll have missed out on services you’ve already paid for through your premiums or payroll deductions.
That includes:
- Unused funds in your Flexible Spending Account
- Unclaimed insurance-covered exams
- Discounts on glasses, lenses, or specialty care
Why You Should Schedule Before the Rush
Dr. A. Joshi & Associates encourages patients to plan ahead — not just to avoid the stress, but because your eyes deserve consistent care.
Here’s why booking early matters:
- Appointment slots fill up fast in late fall
- Optical inventory (frames, lenses) can run low due to year-end demand
- Insurance paperwork may take longer to process
- Waiting until the last minute may mean losing out entirely.
Eye Care in Irving, TX with Dr. Akshet Joshi
Whether you need a routine eye exam, new glasses, or contact lens services, Dr. A. Joshi & Associates is here to help you use your benefits wisely — before they’re gone for good.
Our office is conveniently located for patients across Irving and nearby areas, and we’re happy to verify your benefits, explain your options, and help you make the most of your plan. Dr. Joshi takes time to ensure each patient gets the care — and the savings — they’re entitled to.
Don’t let your vision benefits go to waste. Contact Dr. A. Joshi & Associates or request your appointment online today — and use those FSA dollars before time runs out.