Most Flexible Spending Accounts (FSAs) and many vision insurance plans run on a “use it or lose it” schedule. That means any funds or services you don’t use by December 31 may be forfeited — no rollovers, no refunds.
If you’ve already paid into these accounts, failing to use them is essentially leaving money on the table. That’s why fall is the perfect time to review your benefits, schedule any needed services, and make sure you’re getting your full value.
What Can You Use Vision Insurance or FSA Funds On?
A lot more than just glasses.
Whether you’re covered by your employer’s vision plan or using a pre-tax FSA account, eligible services typically include:
- Comprehensive eye exams
- Prescription eyeglasses
- Contact lenses and lens fittings
- Prescription sunglasses
- Eye disease evaluations
- Dry eye treatments
- Co-pays or deductibles not covered by insurance
At the Dr. A. Joshi & Associates, we’ll help you identify the services and eyewear that qualify under your plan and fit your current eye care needs.
What Happens If You Wait Too Long?
December is always the busiest time of year for eye care providers. Appointment slots fill quickly, frame selections get picked over, and insurance companies may delay approvals during the holiday rush.
Waiting until the last minute may mean:
- Limited frame or contact lens options
- Delayed reimbursement or claim denials
- Unused funds that expire
- Missing out on needed care
The best move? Call now. Beat the rush and get full access to our services and selection while your benefits are still active.
What If You Haven’t Had Your Annual Eye Exam?
An annual eye exam isn’t just a good idea — it’s often covered in full by vision plans and is an FSA-eligible expense.
If it’s been more than 12 months since your last checkup, now is the time to get back on track. At the Dr. A. Joshi & Associates, our exams are comprehensive, comfortable, and tailored to your lifestyle — whether you need updated glasses, new contacts, or medical follow-up.
How Can You Maximize Your End-of-Year Benefits?
Here are 5 quick ways to make your vision dollars work harder before December 31:
- Book your eye exam now — especially if you haven’t had one this year.
- Upgrade your eyewear — consider backup glasses, readers, or prescription sunglasses.
- Use your FSA to buy contact lenses — or restock your solution and cases.
- Apply benefits to out-of-pocket treatments like dry eye relief or specialty exams.
- Bring in your benefits card — we’ll help you check what’s eligible and claim your savings.
Don’t Lose What You’ve Already Paid For
At the Dr. A. Joshi & Associates in Irving, we make it easy to use your vision benefits — and to feel good about it.
From eye exams and optical upgrades to contact lens fittings and disease management, our team is here to help you maximize your care without wasting a dollar.
Request your appointment today and let us help you get the most out of your benefits before they expire.